Pool Financing in El Paso with Premier Pools and Spas 915
A custom-designed swimming pool is more than just a luxury—it’s an investment in your home, lifestyle, and relaxation. At Premier Pools and Spas 915, we understand that financing a swimming pool can seem daunting, but with the right lending partners, it’s never been easier for El Paso homeowners to bring their backyard dreams to life.
That’s why we’ve partnered with Lyon Financial, HFS Financial, and Viking Capital—three of the industry’s most reputable pool financing lenders—to offer affordable, flexible financing solutions tailored to your unique needs. Whether you’re looking for low fixed rates, no-collateral loans, or fast approvals, our financing partners can provide a seamless and stress-free experience.
Why Choose Our Pool Financing Partners?
Lyon Financial: Industry Leader in Pool Loans
Lyon Financial has been specializing in swimming pool financing since 1979, offering some of the industry’s longest terms and lowest rates.
✅ Loan amounts up to $200,000
✅ Terms up to 30 years with no prepayment penalties
✅ Personalized loan reviews, ensuring a tailored financing plan
✅ Fast approvals—conditional approvals in as little as 48 hours
Lyon Financial is perfect for homeowners who prefer fixed monthly payments with long repayment terms for greater affordability.
HFS Financial: No-Collateral Personal Loans with Fast Funding
HFS Financial offers personal loans that don’t require home equity, making it a great choice for homeowners who prefer to keep their property assets separate from their pool investment.
✅ No home equity required—no collateral needed
✅ Quick approvals and funding in as little as a few days
✅ Loan funds are disbursed directly to you for full control over payments
✅ Can be used for a full backyard build-out, including decking & landscaping
HFS Financial is ideal for homeowners who want flexibility, fast approvals, and complete control over their funds.
Viking Capital: High Approval Rates & Comprehensive Financing
Viking Capital is known for its high approval rates and flexible financing options, catering to a wide range of borrowers—including self-employed individuals and those with unique financial situations.
✅ Quick funding within 48 hours
✅ High approval rates, making pool ownership more accessible
✅ No income verification options available
✅ Option to bundle additional home improvement projects into the loan
Viking Capital is the go-to lender for homeowners looking for flexible approvals, fast funding, and bundled financing for a complete backyard transformation.
How to Apply for Pool Financing in El Paso
Financing your pool with Premier Pools and Spas 915 and our trusted lending partners is a quick and straightforward process.
1. Submit Your Online Application
Visit Lyon Financial, HFS Financial, or Viking Capital and fill out a simple application with basic financial details.
- See Lyon Financial pool financing page.
- HFS Pool Financing page.
- Viking Capitals’ pool financing page.
2. Receive a Personalized Loan Review
Unlike traditional banks, our lending partners personally review each application to match you with the best financing option.
3. Get Conditional Approval
Most applicants receive conditional approval within 24 to 48 hours.
4. Submit Necessary Documents
Depending on the lender, you may need to provide income verification documents, such as W-2 forms or tax returns.
5. Final Approval & Loan Disbursement
Once approved, you’ll sign loan documents electronically, and funds will be disbursed directly to you or your pool builder.
6. Clear to Start & Pool Construction Begins
Once financing is secured, Premier Pools and Spas 915 will get to work designing and constructing your custom backyard paradise.
Why Homeowners in El Paso Trust Premier Pools and Spas 915
At Premier Pools and Spas 915, we don’t just build pools—we create stunning backyard retreats that enhance your home’s value and quality of life.
✅ Custom pool design & construction tailored to your vision
✅ Expert craftsmanship & high-quality materials for lasting durability
✅ Transparent pricing & financing guidance every step of the way
✅ Unmatched customer service & ongoing support
With our trusted pool financing partners, owning a swimming pool in El Paso is more affordable and stress-free than ever.
Get Started on Your Dream Pool Today!
Don’t let financing concerns hold you back from enjoying the ultimate backyard oasis. With Lyon Financial, HFS Financial, and Viking Capital, you have multiple financing options that fit your budget and needs.
📞 Call us today at (915) 238-3339 to learn more about our pool financing solutions!
Pool Financing FAQs
What credit score is needed to finance a pool?
Most pool financing lenders, including Lyon Financial, require a minimum credit score of 640. However, approval isn’t solely based on credit score—income, debt-to-income ratio, and financial history also play a role in determining eligibility and loan terms.
How much is it monthly to finance a pool?
Monthly pool loan payments vary based on the loan amount, interest rate, and repayment term. On average, payments range from $250 to $850 per month for a standard $30,000–$50,000 pool loan with terms between 5 to 30 years. Using a pool loan calculator can help you estimate your exact payment.
Is it a good idea to finance a pool?
Financing a pool can be a smart investment if it fits within your budget and increases your property’s value. It allows homeowners to enjoy their pool without paying the full cost upfront, making it easier to spread payments over time. However, it’s essential to compare financing options and ensure the monthly payments align with your financial goals.
What are typical pool financing terms?
Pool loans typically offer terms ranging from 5 to 30 years, depending on the lender and loan type. Longer terms result in lower monthly payments but higher interest paid over time, while shorter terms allow for faster payoff with less total interest.
How do most people pay for pools?
Homeowners commonly finance pools through specialized pool loans, home equity loans, personal loans, or HELOCs. Some choose to pay in cash, while others combine multiple financing options to cover the cost, including credit cards for minor upgrades or finishing touches.
Can you add a pool into a mortgage?
Yes, you can roll a pool’s cost into a mortgage through options like a cash-out refinance or a home improvement loan. However, this increases your total mortgage balance and may affect your interest rate and repayment terms. Be sure to compare financing options to determine the best choice for your financial situation.